
INSPECTIONSWind Certification
Service
The state legislation adopted provisions for a
new statewide building code (the 2001 Florida Building Code), which
became effective on March 1, 2002. The same legislation included a
requirement for insurance companies to provide property insurance
discounts for homes that have construction features that reduce the
losses in windstorms. Each insurance company was required to submit new
rates by February 28, 2003 and include discounts for wind damage
reduction (mitigation) construction features.
The discounts are justified because stronger,
more wind-resistive houses have lower windstorm losses, and lower
windstorm losses means reduced costs to insurance companies. The
insurance discounts provide some financial incentives for homeowners to
strengthen their existing homes and for new construction to be built to
the strongest options in the Florida Building Code.
These new insurance rate discounts in Florida begin to take place in
2003. They apply to both existing construction (houses built prior to
2002) and new construction built to the new statewide Florida Building
Code (FBC).
To qualify for wind mitigation credits, most insurance companies
require a building professional's certification. Inspectorhelp can perform
wind certification surveyors for any building type and insurance wind mitigation
rating plan.
The cost of the certification is $150 for homes less than 4,999
square feet. Please contact us for pricing on larger homes.

For more information contact:
Tom Rinicker
Tom@inspectorhelp.com
813-300-5027
|