Uniform Wind Mitigation Surveys or OIR Form 1802
In 2007 the Florida Legislature approved an amendment to§627.0629 (1) which stated “A rate filing for residential property insurance must include actuarially reasonable discounts,credits,or other rate differentials,or appropriate reductions in deductibles,for properties on which fixtures or construction techniques demonstrated to reduce the amount of loss in a windstorm have been installed or implemented.”
4D Building Solutions can perform a wind mitigation inspection so that you can save money on your homeowners insurance. It’s quite simple and in less than an hour you could be saving up to 86% on the wind portion of your homeowners insurance. This can also be known as hurricane,storm or windstorm portion of your insurance. Depending on where you are located and who your insurance provider is,the windstorm portion of your insurance can be nearly 70% of your total homeowners insurance policy.
A Wind Mitigation inspection can be performed as a part of a standard home inspection for a significant cost savings. If a home inspection is not needed,we will be happy to come out and gather the information to prepare the OIR-1802 or Wind Mitigation Survey.
Depending on how your home was constructed and it’s location,the potential savings on your insurance can be significant,and this savings is every year,not just one time! Click on the link below to see what types of savings are available.
Florida Department of Financial Services Windstorm Information
Florida Wind Insurance Savings Calculator
